Insurance & Financing

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Learn About Dental Care Payment Options

You no longer have to pay for all dental care out-of-pocket on the day of your visit. Many payment options exist today. We help you file with insurance but there are also government programs like the Canadian Dental Care Program (CDCP), other province and refugee programs, and our own in-office options. We can help you find an option that fits your budget.

At 11 Dental, we care as much about making getting dental care easy as we do about it being effective.

Deciding on Financing at 11 Dental

We know part of the stress of getting dental services is the worry about how large the bill will be. A secondary worry is about how it will be paid. We take both of those stresses away at 11 Dental. We offer transparent prices for all our services by providing you with a personalized treatment plan. The plan shows how much out-of-pocket you can expect to pay.

 Our staff sits with you before procedures are scheduled to work out financing. That includes looking at what insurance will pay or whether you qualify for government programs like the CDCP. It could include looking at charitable programs or seeing if our in-house financing and budgeting options work for you. We are committed to providing high-quality dental care that is within your budget

Flexible payment plans

Start treatment today. Pay for it over time.

At Eleven Dental you can split the cost of your care into simple monthly payments with Affirm. Estimate your payment below, then book online and we'll take care of the rest.

  • Predictable monthly paymentsKnow exactly what you'll pay each month. No surprises, no hidden fees.
  • Apply in minutesA quick application at the front desk or on your phone, with a decision in real time.
  • Checking won't affect your creditSeeing what you prequalify for has no impact on your credit score.
Book your visit

Payment options through Affirm are subject to eligibility. Actual monthly amount, rate, and term are determined by Affirm at checkout.

How it works

1
Plan your treatment

We build your personalized treatment plan and share transparent pricing up front.

2
Choose Affirm

Apply in a couple of minutes and pick the monthly plan that works for you.

3
Book & pay over time

Reserve your visit online and make easy, predictable monthly payments.

FAQ

What payment methods do you accept?
We accept many payment options including cash, debit and credit cards. We also accept financing through third-party providers like insurance and government programs.
Does dental insurance cover all treatments?
No, dental insurance doesn’t cover all treatments. It depends on the provider. Most cover preventive services but many don’t cover cosmetic treatments. We can check to see what your insurance provides.
Can you bill my insurance company directly?
Yes, we can bill your insurance directly so you have a hassle-free experience.
What if I don’t have dental insurance?
You may qualify for the CDCP. We can guide you through that process. We also have in-office plans like flexible payment plans, no-interest plans, and discounts for some services.
What dental services do government programs pay for?
Provincial and federal programs help eligible individuals access dental care. These programs help those who have no access to dental care and include income requirements. Most pay for preventive care, emergency dental care, health-related dental care, and children’s dental care. They also pay for specific services for older patients.
Can I get a cost estimate before treatment?
Absolutely. We are happy to offer a cost estimate with an expected out-of-pocket expense.
How do financing and payment plans work?
We sit with you to show you our financing and payment plans based on your budget and expected out-of-pocket expenses. Typically, our monthly budget billing works for many people. We offer you a few options that fit within your budget so you can choose which is best for you.
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